I'm not that sure that precious metals or stones are going to be worth that much in T2K. The primary reason they are used as currency is because they have little real vale otherwise. You can't fire gold from a gun, eat or drink gold, or use use gold to fuel your generator. Ten kilos of gold is just shiny metal; ten kilos of lead can at least be used to make bullets.
(this is a long way of saying that I think in 2000 you will see mostly barter)
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