From a T2K DM but one with no real life experience. I always had my players 1 long arm weapon and a side arm ready to use when on foot, they also could have a smaller weapon like an SMG etc but secured (ie take a couple of rounds to swap and be able to fire).
Obviously, they could carry any number of long arm weapons within their weight limits if secured in carrying form.
This may be simplistic but me and my players didnt want to get too bogged down with rules or each others views of realism. Tis the GMs game and, as long as he isnt being completely off the wall, then what he says goes imo
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