We debated this on another thread (will see if i can find it) but Kings Ransom and a couple of other modules offer the best guideline here.
In Kings Ransom when it says AFV it means tanks
An example can be found in the description of the Tudeh
"'AFVs are a mixture of third line
Soviet tanks (mainly T-55s) with a few captured NATO tanks
(M60A4s and Chieftains). APCs are scarce, with the infantry
either walking or riding in trucks. What few exist are usually
BTR-70s or OT-64s. The BRDM-3 is the standard armored car.
Artillery consists of 82mm and 120mm mortars."
So you can see that AFV's are tanks while the M113 and the Bradley wouldnt be.
You can also see it with the 74th KGB Motor Rifle Regiment and the 19th Division as well
"AFVs are T-72s and T-80s; APCs are
BTR-70s and BMPs. The unit uses the BRDM-3 armored car."
"The 119th Tank Regiment
consists of 32 AFVs, mostly T-55s with 6 SU-130 assault
guns for long-range fire support"
Since Frank Frey wrote both it and the NATO Guide you can see that when he says AFV's he is clearly meaning tanks or tanks and assault guns, not APC's
You also have this from the US Army Guide
"Strengths of units are given in overall manpower to the nearest
thousand and current tank (or assault gun) strength. Most of
these units have additional numbers of lighter armored vehicles
and soft-skinned tactical vehicles. They have also acquired nonissue
vehicles by various means."
Hope this helps
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