To add a disclaimer... I'm working completely from memory here as I don't have my books in easy reach - if I've made a balls-up, someone please step in and correct it!
Just to make sure I have the correct rules, you're using version 2 or 2.2, is that correct?
If so, at it's most basic, whenever you start a new career, you get the First Term skills. Then as long as you stay in that career, you use the Subsequent Term Skills for every other term they take.
As soon as they change to another new career, they then get that new careers First Term Skills.
Don't forget to add in the skills from Secondary Activities for every Term and check for chances to earn promotions for every Military Term as well.
So to answer you examples: -
The Officer
Joins military as an officer;
1st four year term in military: gets Basic Training skills AND First Term Skills for Airborne Officer
2nd four year term in military: gets a new career by going to SpecOps Officer so he/she gets the First Term Skills for SpecOps Officer only
3rd four year term in military: if he/she stays in military then they are eligible for Subsequent Term Skills from SpecOps Officer but not from Airborne
SpecOps is the new career, Airborne is the old career and no longer has any effect on any extra terms taken unless the Officer goes back to Airborne. Because they have already done one term as Airborne Officer any extra terms in Airborne means they choose from the Subsequent Term Skills (as they have already done a First Term in Airborne earlier in character creation).
The Private: -
Joins military as Enlisted;
1st four year term in military: gets Basic Training skills AND First Term Skills for whatever branch they went in
2nd four year term in military: changes to a new career which is SpecOps (KSK) and gets First Term Skills for SpecOps (old career no longer applies for getting skill packages)
3rd four year term in military: stays in SpecOps (KSK) and so gets to choose from SpecOps Subsequent Term Skills
There's always a bit of confusion when we start talking Terms/First Terms/Subsequent Terms because we have to keep track of Character Generation Terms and Career Terms.
If a character changes careers a few times, they're eligible for the First Term package even though they might be in their third or fourth term of character generation!
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