I would personally say that the 'canon' prices of items should be enforced when building characters or parties at game start. A GM can be a lot more flexible in an active game itself.
There are other options than paying the 'canon price' IC; haggling, the five-finger discount or for that matter the 'cannon price' i.e. pointing your 30mm auto-cannon at the vendor and telling him/her to hand it over or they will end up like a character from a Paranoia game.
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